Management Team

Tom DeBord
CEO
Tom DeBord began working at Fifth Third Bank in 1984, after graduating from Miami University in Oxford, Ohio. Tom spent his first 8 years in the Information Technology organization, building customer information files, bankcard settlement systems, and internal billing systems. In early 1990, Tom was invited to lead the sales organization, and was tasked with establishing Fifth Third as a national processing leader.

Over the next 10 years, Tom built the sales force from 6 local representatives to more than 180 nationally distributed sales representatives. His sales force focused on targeting merchants of all sizes from single-location merchants to national chain merchants.

In addition to excelling with direct processing relationships, Tom also established indirect processing relationships with multiple referral sources, including Agent Banks, Associations, Franchises, Equipment Manufacturers and Software Suppliers.

Ryan Rybolt
President/COO
Ryan Rybolt has 5 years experience in the processing industry, working for Firth Third Processing Solutions. While at Fifth Third, Ryan gained extensive experience as a project manager in the Information Technology organization. Within two years, Ryan joined the Product Development group and gained immediate responsibility for the petroleum industry, merchant boarding process, and merchant online-reporting systems.

Prior to Fifth Third, Ryan worked as a corporate business analyst for Procter & Gamble, and a business process consultant for Andersen Consulting. Ryan has a degree in Industrial Engineering from the University of Cincinnati and an extensive resume of business-related trade experience from the steel industry to power generation sites to consumer products to hospital beds.

Beyond work, Ryan plays an integral role as a community leader. Ryan is the co-founder and director of Give Back Cincinnati, a 2000+ member social volunteering organization based in Cincinnati, Ohio. Ryan was also recently recognized as one of Cincinnati's top 100 Creative People and offered a position on the Greater Cincinnati Chamber of Commerce's Regional Leadership Forum.

Joff Moine
Executive Vice President
Joff Moine has a degree in Marketing and Management from the University of Cincinnati with business experience coming from Hasbro, Chiquita, and Sport and Social Clubs of the U.S. where he served as Senior Director of National Operations and Senior Director of Sponsorship and Marketing. Joff is co-founder and former President of Cincinnati Sports Leagues (CSL), LLC, a sports management and marketing company. He has extensive experience developing and facilitating marketing programs for clients that include Anheuser-Busch, Procter & Gamble, Diageo, Brown-Forman, Toyota, Coca-Cola, and Redox Brands. Joff currently sits on several community boards including Give Back Cincinnati and the Board of Trustees for the Cincinnati Horticulture Society. He was also recognized as one of Cincinnati’s top 100 Creative People.