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Privacy Policy

Keeping You Our Top Priority
Innovative Financial Technologies is dedicated to protecting your privacy and providing you with quality products and services. We recognize our obligation to keep your information secure and confidential, therefore, we want you to understand the information we collect and how we use it to provide high quality products and services that will benefit you.

Collection of Information:
We collect, retain and use information about you only for specific business purposes and where we reasonably believe that it will help administer our business or provide products and services to you. The information is used to protect and administer your records, account, and funds; to comply with certain laws and regulations; and to help us design and enhance our products and services offerings so that we may provide you with quality products, services, and superior customer support.

We do not license, sell, rent or trade any collected business information, including contact information or specific information about your accounts or other personally identifiable information unless: (1) you request or authorize it; (2) information is provided to help complete a transaction initiated by you; (3) information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or requested.

For research purposes, we may use such information to generate statistics on merchant activity including transaction patterns, but these research initiatives will never include any personally identifiable information without authorized merchant consent.

Cookies:
A cookie is a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a web site's computers and stored on your computer's hard drive.

Each web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a web site to access the cookies it already sent to you, not the cookies sent to you by other sites.

You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set. (Each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences.)

If you reject all cookies, you will not be able to use Innovative Financial Technologies products or services that require you to "sign in", and you may not be able to take full advantage of all offerings. However, there may be some Innovative Financial Technologies products and services that do not require that you accept cookies.

Innovative Financial Technologies uses its own cookies for a number of purposes, including to:

  • Access your information when you "sign in", so that we can provide you with customized content in online areas such as Innovative Financial Technologies Online
  • Display the most appropriate banners to third party offerings based on your activity while on Innovative Financial Technologies site
  • Conduct research to improve Innovative Financial Technologies content and services
  • Require you to re-enter your Innovative Financial Technologies password after a certain period of time has elapsed to protect you against others accidentally accessing your account contents

Please note that third party usage of cookies is subject to their own privacy policies, not the Innovative Financial Technologies privacy policy.

Third Parties:
As necessary for us to provide our services to you, Innovative Financial Technologies may provide personally identifiable information about you to a party outside our affiliated companies and banks, such as a vendor or service company that we hire to prepare your account statements or to provide support or services for one or more of our products. These vendors and service companies agree to respect the confidentiality of such information about you and your products/services and must abide by applicable law.

Security Measures:
Innovative Financial Technologies has implemented a number of security measures to protect your information. Your information is protected on secured networks and is accessible by a limited number of employees who have special access rights to such systems. When you access merchant information, we offer the use of a secure server. Industry-standard encryption technologies are used when transferring or receiving sensitive information supplied by users. Innovative Financial Technologies updates and tests its technology to improve the protection of our information about you and to ensure the integrity of our information on a regular basis.

Third Party Links:
In an attempt to provide increased value to our visits, Innovative Financial Technologies may choose various third party web sites to link to from its own site. However, even if the third party is affiliated with Innovative Financial Technologies, LLC, Innovative Financial Technologies has no control over these linked sites, each of which may (or may not) have their own privacy policies and practices in place. Innovative Financial Technologies has no responsibility or liability for these independent policies or practices or for the content of such web sites. These linked sites are for your convenience and you access them at your own risk. Nonetheless, Innovative Financial Technologies seeks to protect the integrity of its web site and the links placed upon it and therefore it requests any feedback not only on its own site, but for sites it links to as well (including if a specific links does not work.)

Modifications to Privacy Policy:
Innovative Financial Technologies reserves the right to change the privacy policy, along with any related provisions at any time.

Privacy and Security Identity Protection
Identity Theft has become a great concern online and off. Infintech encourages you to review these identity protection tips and resources to help you protect your accounts and personal information.

Identity Protection Tips

  • When discarding sensitive information and documents, tear or shred financial product applications and other financial mail (statements, insurance information, investment information, etc.).
  • Do not carry your social security card, birth certificate, or passport in your wallet or purse.
  • Never have your social security number or driver's license number printed on your bank checks.
  • Do not give your personal information over the telephone to an unknown caller. If the caller states that they are a financial representative, hang up and dial that institution to confirm that the caller is actually from your bank.
  • Subscribe to a credit monitoring service. These types of services will help protect you and notify you immediately if there are any activities on your accounts that you need to be aware of.
If you are a victim of Identity Theft, follow these three steps:
  1. Contact the fraud departments of each of the three major credit bureaus and report that your identity has been stolen. Ask that a "fraud alert" be placed on your file and that no new credit be granted without your approval.
    Equifax: Toll-free phone number: 1-800-392-7816
    Experian : Toll-free phone number: 1-800-682-7654
    TransUnion: Toll-free phone number: 1-800-888-4213

    For any accounts that have been fraudulently accessed or opened, contact the security departments of the appropriate creditors or financial institutions to close these accounts.

    To contact Innovative Financial Technologies: 1-800-621-8931.

  2. File a report with your local police or the police where the identity theft took place. Get a copy of the report in case the bank, or credit card company needs proof of the crime at a later date.