Terms of Use

By using Innovative Financial Technologies web site, you are deemed to have agreed to all terms, conditions, use, and notices contained or referenced herein (the "Terms of Use"). Innovative Financial Technologies reserves its right, at its sole discretion, to update or revise these Terms of Use. By using Innovative Financial Technologies web site after post any changes to these terms and conditions, you agree to accept those changes, whether or not you have reviewed them.

Terms of Use
These terms and conditions apply to your use of all of the sites and services owned or operated by Innovative Financial Technologies, and affiliated companies. Unless we say otherwise, all references to the Innovative Financial Technologies sites in these terms and conditions include all such sites. These terms and conditions do not apply to your use of unaffiliated sites to which any of the Innovative Financial Technologies sites only links.

Restrictions on Use of Materials
The content of this site and any other Innovative Financial Technologies site is protected by copyright and trademark laws, and is the property of Innovative Financial Technologies. Materials located with Innovative Financial Technologies sites may be accessed only for your business' use. You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create works from such materials or content or in any way exploit the material or content of a Innovative Financial Technologies site. This means, you may download copies of posted materials for business use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright or other proprietary notices. When you download copyrighted material, you do not obtain any ownership rights in that material. As noted above, reproduction, copying, or redistribution of any material within Innovative Financial Technologies site is strictly prohibited without the express written permission of Innovative Financial Technologies. You also may not, without Innovative Financial Technologies permission, "mirror" any materials contained within any Innovative Financial Technologies site or any other service. Any unauthorized user of any material contained within any Innovative Financial Technologies site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Products
Information, materials, products and services within Innovative Financial Technologies websites are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and approval of Innovative Financial Technologies and/or affiliated companies.

Links
These terms and conditions apply only to the Innovative Financial Technologies sites, and not to the sites of any other companies or organizations, including those to which any of the Innovative Financial Technologies sites may link. We are not responsible for the availability of any other site to which any of the Innovative Financial Technologies Sites links. We do not endorse or take responsibility for the contents, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site's administrator or web master. Permission must be granted by Innovative Financial Technologies for any type of link to any Innovative Financial Technologies site. We reserve the right, however, to rescind any permission granted by us and to require termination of any such link to any of the Innovative Financial Technologies sites, at our discretion at any time.

Warranty
The services, products, information, materials, and functionality on any Innovative Financial Technologies site are provided "AS IS" and without warranties of any kind, either express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus or other harmful components, is given in conjunction with the information, materials, products and services. Neither Innovative Financial Technologies nor any of its affiliated companies warrant the accuracy, adequacy, completeness or timeliness of information, materials, products and services, or functionality on Innovative Financial Technologies site or the error free use of a Innovative Financial Technologies site.

Neither Innovative Financial Technologies nor any of its affiliated companies nor any of its or their respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information, materials and functionality within a Innovative Financial Technologies site in terms of correctness, accuracy, reliability or otherwise.

Innovative Financial Technologies is not a party to, and does not monitor, any transaction between users and third party providers of products or services.

Limitations on Liability
We will, under no circumstances, be liable for any damages, losses, or liabilities including without limitation, direct or indirect, incidental or consequential damages, losses, or liabilities, in connection with your use of a Innovative Financial Technologies site or your reliance on or use or inability to use the information, materials, products, services, or functionality on this site, or in connection with any failure of performance, error, omission, interruption, defect, delays in operation or transmission, computer virus or line or system failure, even if Innovative Financial Technologies is advised of the possibility of such damages, losses, or expenses.

Security
Innovative Financial Technologies is committed to protecting the security of our users. At Innovative Financial Technologies sites, we always use industry-standard security technologies when transferring and receiving customer data exchanged within our website. Please keep in mind, however, that no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, we cannot guarantee the security of any information you transmit using our website and you transmit such information at your own risk. Innovative Financial Technologies further does not assume responsibility for use or disclosure of your information that are the result of unauthorized or illegal access to our systems or those of our vendors or partners.

Hyperlinks
Innovative Financial Technologies is not responsible for the content of third party sites hyperlinked from this page, nor does it guarantee the products or services offered on third party sites. Your use of the hyperlinks is at your own risk. You should review the privacy statement of a web site before you provide personal or confidential information.

Applicable Law
Your use of this web site is governed by the State of OHIO and applicable federal laws.
Your Acceptance of These Terms

By using any of the Innovative Financial Technologies sites, you acknowledge that you have read, understood, and agree to be bound by the Terms of Use. Please review the site's Terms of Use, and if you do not agree to the terms, do not use this site. Your continued use of any Innovative Financial Technologies sites following the posting of changes to these terms will mean that you accept those changes.